The Team Started at
Harvard Business School

Founded by HBS classmates with a shared vision for smarter home finance

Founded by HBS classmates with a shared vision for smarter home finance

Team

Team

Team

Meet the Founders!

Guru
Kora

CEO & Co-Founder

CEO & Co-Founder

CEO & Co-Founder

Lars
Veltmann

CFO & Co-Founder

CFO & Co-Founder

Lars
Veltmann

CFO & Co-Founder

Rich
Ramberg

COO & Co-Founder

COO & Co-Founder

Rich
Ramberg

COO & Co-Founder

New

New

New

Launching in Los Angeles soon, New York later this year.

Launching in Los Angeles soon, New York later this year.

Team Philosophy

Team Philosophy

Team Philosophy

Why We Started?

We believe cash buyers deserve better financial tools. That’s why we started Smart Mortgage—to turn buying a home into a long-term wealth strategy, not just a transaction.


We believe cash buyers deserve better financial tools. That’s why we started Smart Mortgage—to turn buying a home into a long-term wealth strategy, not just a transaction.


Rated 4.9 of 5

Rated 4.9 of 5

Rated 4.9 of 5

You're in good company

See what our clients are saying

See what our clients are saying

See what our clients are saying

“power to make all-cash offers without giving up their liquidy”

“Smart Mortgage gives my clients the power to make all-cash offers without giving up their liquidity. Sellers love the speed, and buyers love that they don’t have to drain their accounts. It’s helped me close deals faster and win more bidding wars — plain and simple.”

Chad Singer

Chad Singer

Chad Singer

Partner @Amalfi Estates

@UAMC

Partner @Amalfi Estates

Get Invited!

Email us at invite@smartmtg.us

Get Invited!

Email us at invite@smartmtg.us

Get Invited!

Email us at invite@smartmtg.us